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Banking & Insurance

Financial transformation with real impact

A unique approach to the banking of the futurefuture

At ALTIA, we have completed international projects for leading financial institutions. This long-standing relationship allows us to support our clients in navigating a reinvented sector.

+200

People currently employed with experience in banking

+25

Years of experience in the sector

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A competitive advantage for the financial sectorfinancial

  • Center of excellence in host/cobol environments.
  • Multidisciplinary project teams, with experience in the most in-demand technologies.
  • We participate in the entire project lifecycle, from definition to implementation.
  • We undertake closed projects, governing the project from beginning to end.
  • Extensive experience in regulatory compliance.

Key areas in the transformation of the banking sectorbanking

We support financial institutions in their strategic priorities, acting on those areas that concentrate investment, competitive pressure and regulatory requirements.

In addition, we offer comprehensive coverage of the banking value chain, contributing to driving sustainable growth, operational efficiency, risk management and business profitability.

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Customer growth and engagement

Acquisition, conversion, and monetization in omnichannel environments

  • Personal and business banking (Retail Banking).
  • Payments, cards and digital ecosystems.
  • Credit origination and formalization.

Risk, compliance, and business protection

Control of financial and non-financial risk under increasing regulatory demands

  • Credit risk and portfolio quality.
  • Fraud and money laundering prevention (AML).
  • Regulatory compliance and supervisory reporting.
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Operational efficiency and financial control

Optimization of processes, costs and governance of financial information

  • Technological integration in bank mergers.
  • Banking operations and core processes.
  • Balance sheet and liquidity management.

Profitability and financial value creation

Revenue maximization and capital optimization in higher-value businesses

  • Financial markets and investment services.
  • Custody, post-trade and distribution.
  • Wealth management and private banking.
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Capabilities for a more efficient and secure banking system_

Treasury, Balance Sheet & Liquidit

Balance sheet management, liquidity management, and structural optimization in compliance with regulatory requirements.

Credit & Lending

End-to-end model for credit application, approval, and monitoring.

Payments, Cards & Merchant Services

Trends in the payments industry: instant payments, digital ecosystems, and alignment with European standards.

Assets & Wealth

Wealth and investment management focused on capital preservation, security and growth.

Operations & Reporting

Operational efficiency, process control, and regulatory reporting with traceability.

Capital Markets & Investment Services

Infrastructure and services for the financial, distribution, and private banking sectors.

Risk, Compliance & Fin Crime

Comprehensive financial risk management, regulatory compliance, and fraud prevention.

Retail Banking & Customer Solution

A comprehensive personal banking solution: customer acquisition, relationship building, financing, savings, and investments, with a 360-degree view of the customer.

Driving innovation with cross-functional expertisecutting

We promote innovation and technological renewal based on a broad range of services and products.

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Quality management

We guarantee the stability of critical processes through end-to-end quality controls.

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Data Analytics & AI

We drive decision-making through advanced models of risk, fraud, and business management.

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Low-Code Solutions

We accelerate the launch of banking products through agile application development.

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Cybersecurity Solutions

We guarantee the protection and resilience of critical systems, ensuring operational continuity.

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Middleware

We enable the integration of banking systems and channels, accelerating the launch of services.

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Digital Experience & Content Platforms

We optimize document management, ensuring control, traceability, and availability of information.

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EU Digital Identity Wallet

We enable digital identity for onboarding, authentication, and signing, reducing fraud.

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CLIVO (Virtual Office)

We digitize remote relationships in business and operational processes, increasing productivity.

Trusted by ALTIA_

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abanca-ALTIA
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cecabank-ALTIA
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santander-ALTIA

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Terms and conditions.

I agree that ALTIA may use or process my personal information for the purpose of completing this request in accordance with ALTIA's Privacy Protection Processing.

Altia Consultores, S.A. informs you that, in compliance with the provisions of the General Data Protection Regulation (2016/679, of April 27, 2016) and the Organic Law 3/2018 on the Protection of Personal Data and Guarantee of Digital Rights, The personal data you provide through this form will be processed by Altia in order to manage the registration for the event and communicate with the participants. By completing the form you consent to the processing of your personal data for the indicated purposes. Your data will not be communicated to third parties. You can withdraw your consent, exercise your rights in terms of data protection rights, as well as consult additional information on data protection through the following link:https://www.altiacompany.es/en/legal-information.
 

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