A unique approach to the banking of the futurefuture
At ALTIA, we have completed international projects for leading financial institutions. This long-standing relationship allows us to support our clients in navigating a reinvented sector.
A competitive advantage for the financial sectorfinancial
- Center of excellence in host/cobol environments.
- Multidisciplinary project teams, with experience in the most in-demand technologies.
- We participate in the entire project lifecycle, from definition to implementation.
- We undertake closed projects, governing the project from beginning to end.
- Extensive experience in regulatory compliance.
Key areas in the transformation of the banking sectorbanking
We support financial institutions in their strategic priorities, acting on those areas that concentrate investment, competitive pressure and regulatory requirements.
In addition, we offer comprehensive coverage of the banking value chain, contributing to driving sustainable growth, operational efficiency, risk management and business profitability.
Customer growth and engagement
Acquisition, conversion, and monetization in omnichannel environments
- Personal and business banking (Retail Banking).
- Payments, cards and digital ecosystems.
- Credit origination and formalization.
Risk, compliance, and business protection
Control of financial and non-financial risk under increasing regulatory demands
- Credit risk and portfolio quality.
- Fraud and money laundering prevention (AML).
- Regulatory compliance and supervisory reporting.
Operational efficiency and financial control
Optimization of processes, costs and governance of financial information
- Technological integration in bank mergers.
- Banking operations and core processes.
- Balance sheet and liquidity management.
Profitability and financial value creation
Revenue maximization and capital optimization in higher-value businesses
- Financial markets and investment services.
- Custody, post-trade and distribution.
- Wealth management and private banking.
Capabilities for a more efficient and secure banking system_
Treasury, Balance Sheet & LiquiditBalance sheet management, liquidity management, and structural optimization in compliance with regulatory requirements. |
Credit & LendingEnd-to-end model for credit application, approval, and monitoring. |
Payments, Cards & Merchant ServicesTrends in the payments industry: instant payments, digital ecosystems, and alignment with European standards. |
Assets & WealthWealth and investment management focused on capital preservation, security and growth. |
Operations & ReportingOperational efficiency, process control, and regulatory reporting with traceability. |
Capital Markets & Investment ServicesInfrastructure and services for the financial, distribution, and private banking sectors. |
Risk, Compliance & Fin CrimeComprehensive financial risk management, regulatory compliance, and fraud prevention. |
Retail Banking & Customer SolutionA comprehensive personal banking solution: customer acquisition, relationship building, financing, savings, and investments, with a 360-degree view of the customer. |
Driving innovation with cross-functional expertisecutting
We promote innovation and technological renewal based on a broad range of services and products.